While it is difficult to predict the trajectory of stock prices, equity funds or gold, one thing is certain: Interest rates will remain low in the near future.

The repo rate has declined from 6.25 per cent in February 2019 to 4 per cent (since May).

Returns offered by liquid funds and other short-term investments have fallen in tandem.

Gold Rate

24 April 2025

Gold 24 KT 96,500 /-

Gold 22 KT 89,700 /-

Silver / Kg 98,800 /-

Platinum 44,000 /-

Recommended rate for Nagpur sarafa Making charges minimum 13% and above

Liquid funds have given average returns of 4.4 per cent over the past year.

Traditionally, conservative investors have parked their short-term money in fixed deposits (FDs).

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