
Following four sections of the “Housing for All 2022” have been included as guiding principles of the Pradhanmantri Awas Yojana:
- Slum rehabilitation of Slum Dwellers with participation of private developers using land as a resource;
- Promotion of affordable housing for weaker section through credit linked subsidy;
- Affordable housing in partnership with Public & Private sectors and
- Subsidy for beneficiary-led individual house construction or enhancement.
The working system for implementation of sections of the Housing Scheme:
- Section No. 1: Any slum rehabilitation project taken for development using land as a resource for providing houses to slum dwellers.
- Only slum-dwellers will be eligible for this section of the scheme.
- Slum-dwellers residing before 2000 are eligible for housing.
- The surveyors will visit house to house and based on the information given by them report will be prepared.
- An average of Rs 1 lakh would be granted by the Government of India to all the beneficiaries under the scheme as well as share of Rs 1 lakh by State Government.
- Section No. 2: This section will cover economically weaker sections and lower income group beneficiaries. Under the Credit Linked Interest Subsidy component, interest subsidy of 6.5 percent on housing loans availed upto a tenure of 15 years will be provided to EWS/LIG categories, wherein the subsidy pay-out on NPV basis would be about Rs.2.3 lakh per house for both the categories.
- Central assistance at the rate of Rs.1.5 lakh per house for EWS category will be provided under the Affordable Housing in Partnership and Beneficiary-led individual house construction or enhancement. State Government or their bodies like Housing Boards can take up project of affordable housing to avail the Central Government grant.
- The scheme will be implemented as a Centrally Sponsored Scheme except the credit linked subsidy component, which will be implemented as a Central Sector Scheme.
- Section No. 3: Affordable housing on partnership basis:
- The government will provide Rs 1-2.3 lakh assistance per house under different components of the scheme, including in-situ redevelopment of slums using land as resource, credit-linked subsidy scheme, affordable housing in partnership and beneficiary-led individual construction or improvement of homes.
- For this section, 30 housing for 30 sq feet area is eligible.
- In this project, at least 250 houses are a must out of which 35 percent should for EWS people.
The Beneficiaries of Housing for All Scheme:
Pradhan Mantri Awas Yojana would target specific groups from the society, which are:
- Women, irrespective of caste and religion
- Economically Weaker Section of Society (EWS)
- Scheduled Tribes (ST)
- Scheduled Casts (SC)
General suggestions for filling up of applications:
- Survey of slum-dwellers will be done by visiting houses to house through Tablets in 3 months.
- The Application form will also be available on NMC website nmcnagpur.gov.in.
- Applications will only be filled on the website. No printed forms will be made available.
Following documents must be attached with applications:
- Election ID card
- Xerox of Aadhar Card
- Tax paid receipt
- Electric bill
- Domicile certificate
- Ration card
- Income certificate or income affidavit
– RAJEEV RANJAN KUSHWAHA( rajeev.nagpurtoday@gmail.cpm )








