From designing complex systems in academia to leading digital transformation in the financial sector, Nikhil Ashtekar has built an international reputation as a leader in fintech, artificial intelligence, and enterprise technology.
As a Product Manager at Amur Financial Group in Canada, Ashtekar has played a pivotal role in redefining how technology enables smarter, faster lending operations. His work focuses on making digital systems more human — aligning technology with the way people actually work.
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10 Oct 2025
“Digital transformation isn’t just about upgrading systems — it’s about aligning technology with the way people actually work. The goal is not to digitize inefficiencies but to reimagine how we deliver value at every touchpoint,” Ashtekar explains.
In recent years, Ashtekar has championed automation and user-centered design initiatives that have significantly improved operational efficiency and customer experience in the lending space. His leadership has been recognized through Core Value Awards for Leadership, Entrepreneurship, and Collaboration — a testament to his ability to combine strategic vision with practical execution.
A graduate in Industrial Engineering from Nagpur University and holder of a Master of Science from Baylor University, Ashtekar’s academic foundation in systems design and optimization prepared him to navigate the complex intersection of technology and business. His research on thin-film carbon nanotube structures was published and presented at international ASME conferences, reflecting a commitment to precision and innovation that continues to guide his career.
Over his 15-year career, he has led enterprise-wide CRM and ERP implementations across North America, driving measurable results in efficiency, data accuracy, and customer engagement.
Beyond corporate leadership, Ashtekar’s influence extends into the broader technology ecosystem. He serves as an Editorial Manager for the journal Software Impacts and as a peer reviewer for Information Processing & Management. He also contributes to advancing technology education as a reviewer for the NCWIT AiC High School Award, which honors students and educators in computing and innovation.
“The success or failure of a digital product hinges on whether it reflects the day-to-day realities of its users,” he emphasizes. “If the people on the ground don’t find it intuitive or useful, it doesn’t matter how advanced the technology is.”
Ashtekar remains passionate about mentorship and education. He has guided more than 50 students and professionals in product management, AI, and digital innovation. Recently, he returned as a guest lecturer at Wainganga College of Engineering and Management, inspiring future technologists to approach innovation through empathy and purpose.
He often summarizes his philosophy with a thought that resonates deeply in today’s evolving workplace:
“You will not be replaced by AI — but by someone who uses AI.”
For Ashtekar, transformation is as much about people as it is about platforms. “In this fast-paced technology world, if you’re not upgrading, you’re degrading,” he says with conviction.
